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Business Meeting Analysis

Financing Programs

Whether you're purchasing, rehabbing, refinancing, or building from the ground up, we offer flexible lending solutions for investors and developers across Georgia.


Get pre-qualified today.
Fast closings. Flexible terms. Investor-friendly lending.

We Fund:

Loan Parameters:

- Rehabs

- Refinance

- Purchase

​- Construction

Loan Amounts 

- Minimum Loan Amount:  $15,000

​- Maximum Loan Amount:  $100,000,000

​Eligible Property Types

We finance the following property types:

Residential Investment Properies

Comercial & Specialty Properties

  • Single Family Homes (Non-Owner occupied only)

  • 2-4 Unite Proerties (Non-Owner occupied only)

  • ​Multifamily

  • Mixed Use

  • Commercial

  • Industrial

  • Retail​

  • Mobile Homes

  • ​Land

Borrower-Friendly Highlights

Flexible Borrower Qualiications

Why Borrowers Choose Us

  • First-Time Investors OK

  • Startups OK

  • ​No Experience Needed (for select programs)

  • No Upfront Fees (except appraisal)

  • No Junk Fees

  • Quick Closings

  • ​Brokers Protected

Loan Programs

1. Aquisition & Rehab Loan

2. Hard Money / Bridge Loan

​Ideal for investors purchaseing and renovating properties.

  • Purchase Price Financing: Up to 85%

  • Rehab Financing: Up to 100%

  • Loan-to-Cost (LTC): Up to 90%

  • ARV (After Repair Value): Up to 75%

  • Starting Rate: 10%

  • Term: 12-18 Months

  • ​Minimum Credit Score: 600

Short-term financing for fast closongs, transitions, or time-sensitive deals.

  • Maximum LTV: 65%

  • Starting Rate: 10%

  • Minimum Credit Score: 600

  • Term: 12-18 Months

  • ​Payment Type: Interest Only

3. Purchase Loan (Long-Term Rental / DSCR Style)

Long-term financing for property acquisition.

  • Maximum LTV: 85%

  • Starting Rate: 6%

  • Loan Term: Up to 30 years

  • ARM Options: Up to 30 years

  • ​Minimum Credit Score: 640

4. Refinancing Loan (Long-Term)

Long-term refinance options for stabilized investment properties.

  • Maximum LTV: 75%

  • Starting Rate: 7%

  • Loan Term: Up to 30 years

  • ARM Options: Up to 30 years

  • Minimum Credit Score: 600

5. Cash-Out Refinance (Long-Term)

Access equity from your investment property.

  • Maximum LTV: 75%

  • Starting Rate: 7%

  • Loan Term: Up to 30 years

  • ARM Options: Up to 30 years

  • Payment Options: Interest Only Available

  • ​Minimum Credit Score: 600

6. Ground-Up Construction Loan

Financing for new construction projects from the groun dup.

  • Maximum LTC: 85%

  • Starting Rate: 12%

  • Term: 12-18 Months

  • Land Purchase Included

  • Payment Type: Interest Only

  • Minimum Credit Score: 680

  • ​Experience Required: No

© 2013 by Clear Coin Financials LLC. 

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